TFI International USA
Multiple converging signals. Underwriter attention warranted this quarter.
31 computed points across the 90-day window. Decay-weighted aggregate of 9 raw signals.
Three new MCA UCC-1 filings in 21 days
Three new MCA UCC-1 filings in 21 days
What the fabric heard.
- UCC Filings5 days agosev 8
Three new MCA UCC-1 filings in 21 days
Three merchant-cash-advance lenders (Kapitus, Forward Financing, CFG Merchant Solutions) filed UCC-1s in last 3 weeks against same collateral pool. Classic MCA stacking distress pattern.
- Permits / DBA / FBN Changes7 days agosev 5
Permit pulled for 'change of use' on insured premises
City permit filed converting insured warehouse to mixed retail. Conflicts with declared occupancy on bound policy; reclassification likely.
- UCC Filings7 days agosev 8
Three new MCA UCC-1 filings in 21 days
Three merchant-cash-advance lenders (Kapitus, Forward Financing, CFG Merchant Solutions) filed UCC-1s in last 3 weeks against same collateral pool. Classic MCA stacking distress pattern.
- Permits / DBA / FBN Changes8 days agosev 5
Permit pulled for 'change of use' on insured premises
City permit filed converting insured warehouse to mixed retail. Conflicts with declared occupancy on bound policy; reclassification likely.
- OSHA Inspection Feed5 weeks agosev 9
OSHA fatality investigation opened
OSHA opened a fatality investigation under 1926.501 (fall protection). Employee fell from 18-ft scaffold; inspector cited preliminary willful classification.
- Permits / DBA / FBN Changes2 months agosev 5
Permit pulled for 'change of use' on insured premises
City permit filed converting insured warehouse to mixed retail. Conflicts with declared occupancy on bound policy; reclassification likely.
- Permits / DBA / FBN Changes2 months agosev 7
New LLC formed at same address as expiring entity
Owner's existing LLC missed annual statement; new LLC formed at same suite, same registered agent, different name. Classic phoenix-entity workaround.
- UCC Filings2 months agosev 6
UCC-3 terminations on 4 of 11 tractors — equipment leaving fleet
UCC-3 termination statements filed against 4 of 11 secured tractors over 30 days. Suggests fleet downsizing or asset sale, not normal refinance pattern.
- Permits / DBA / FBN Changes2 months agosev 5
Permit pulled for 'change of use' on insured premises
City permit filed converting insured warehouse to mixed retail. Conflicts with declared occupancy on bound policy; reclassification likely.