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Multifamily apartments, student

Westcorp Management — The Edge Apartments

4051 La Jolla Village Dr, San Diego, CA 92122·Founded 1972·38 employees·$10.4M revenue
56.0
Elevated
▼ 0.8 pts (7d)·updated 7h ago
Live · 90-day window
Tier
Elevated

Multiple converging signals. Underwriter attention warranted this quarter.

Score history
56.0
7d Δ -0.8 · 30d high 59.6 · low 53.4

31 computed points across the 90-day window. Decay-weighted aggregate of 8 raw signals.

Top signals (30d)
3

Owner social sentiment cratered (-0.62 → -0.91 in 30d)

Critical signals (sev ≥ 8)
2

OSHA fatality investigation opened

Signal timeline · last 90 days

What the fabric heard.

  1. Owner Social Distress Signal5 days agosev 5

    Owner social sentiment cratered (-0.62 → -0.91 in 30d)

    Owner posts shifted strongly negative: themes of 'banks won't lend', 'insurance is killing us', 'might shut down the Bakersfield yard'.

  2. OSHA Inspection Feed2 weeks agosev 9

    OSHA fatality investigation opened

    OSHA opened a fatality investigation under 1926.501 (fall protection). Employee fell from 18-ft scaffold; inspector cited preliminary willful classification.

  3. Satellite / Aerial Change Detection4 weeks agosev 9

    Roof scarring visible on aerial — likely fire damage

    Sentinel-2 imagery (post-Mar 14) shows distinct roof scarring across ~40% of insured warehouse footprint. No claim reported. Inspect.

  4. Permits / DBA / FBN Changes6 weeks agosev 5

    Permit pulled for 'change of use' on insured premises

    City permit filed converting insured warehouse to mixed retail. Conflicts with declared occupancy on bound policy; reclassification likely.

  5. OSHA Inspection Feed1 months agosev 6

    Two Serious violations cited at primary facility

    OSHA cited Serious violations for unguarded machinery and inadequate lockout/tagout. Proposed penalty $24,500 (pre-abatement reduction).

  6. Permits / DBA / FBN Changes2 months agosev 7

    New LLC formed at same address as expiring entity

    Owner's existing LLC missed annual statement; new LLC formed at same suite, same registered agent, different name. Classic phoenix-entity workaround.

  7. OSHA Inspection Feed2 months agosev 4

    Employee complaint inspection opened

    Anonymous employee complaint triggered OSHA on-site inspection. Focus: respiratory protection, chemical exposure. No findings posted yet.

  8. Permits / DBA / FBN Changes2 months agosev 5

    Permit pulled for 'change of use' on insured premises

    City permit filed converting insured warehouse to mixed retail. Conflicts with declared occupancy on bound policy; reclassification likely.